PLAIN-ENGLISH PAY GUIDES

Make more sense of your salary.

Understand deductions and workplace schemes, then test your own figures in the calculator.

Salary after tax: £20,000–£100,000

Browse 17 salary breakdowns, pension and loan scenarios, and Scottish figures.

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1257L and emergency tax codes

Understand why a payslip can differ from an annual estimate.

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£30,000 vs £40,000 after tax

Compare the monthly gain with pension and loan scenarios.

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£50,000 vs £60,000 after tax

Compare the monthly gain with pension and loan scenarios.

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£75,000 vs £100,000 after tax

Compare the monthly gain with pension and loan scenarios.

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Net-to-gross salary calculator

Work backwards from the money you want in your bank account.

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Employer cost calculator

Estimate salary, employer National Insurance and pension costs.

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PAYE vs sole trader calculator

Compare employment with business profit after expenses and estimated taxes.

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Scottish take-home pay calculator

Calculate salary using Scottish Income Tax rates.

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Pension salary sacrifice calculator

See the cash cost, tax and NI effects of your pension contribution.

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Bonus tax calculator

Estimate how a bonus changes your annual take-home pay.

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Student loan repayment calculator

Explore undergraduate and postgraduate payroll deductions.

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SAYE savings calculator

See the monthly cost and your contributions over three or five years.

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SIP vs pension salary sacrifice

Compare cash costs alongside access, employer matching and investment risks.

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£30,000 salary after tax

A 2026/27 breakdown with pension and student loan examples.

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£40,000 salary after tax

A 2026/27 breakdown with pension and student loan examples.

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£60,000 salary after tax

A 2026/27 breakdown with pension and student loan examples.

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£100,000 salary after tax

A 2026/27 breakdown with pension and student loan examples.

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What does a £50,000 salary pay after tax?

A worked 2026/27 estimate with pension and student-loan examples.

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Is SIP taken before tax and National Insurance?

How partnership and matching shares change pay and long-term savings.

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What does Payroll Giving actually cost?

See how marginal Income Tax relief changes the cost of a donation.

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SIP vs SAYE

Compare how the two employee share schemes affect take-home pay and risk.

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